NTUC Link Credit Card by Trust

Terms and conditions

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law

¹ This promotion is valid from 1 August - 30 September 2025, for new to Trust customers only. New to Trust customer means a customer who has no existing or cancelled Trust account. Sign up for a Trust account during the promotion period and receive a FairPrice Tissue 3ply Soft Pack in FairPrice physical stores, when your account is approved. Redemption of FairPrice Tissue 3ply Soft Pack is valid till 31 October 2025.

Sign up for a NTUC Link credit card with the referral code <TRUSTMSD> during the promotion period and earn S$60 in FairPrice Group E-Vouchers (1 x S$10, 1 x S$50 FairPrice Group E-Vouchers) in addition to the FairPrice Tissue 3ply Soft Pack mentioned above, when your credit card is approved. FairPrice Group E-Vouchers and coupons will be issued via Trust App (visit Rewards > Coupons > Saved / Awarded Coupons for more details). We aim to make your rewards available within 24 hours after validation.  Our General Terms and Conditions apply. Please see Trust website.

² This promotion is valid from 1 till 31 August 2025, or until fully redeemed, whichever comes first. It is exclusively available to existing Trust customers only. Existing to Trust customers refers to individuals who currently hold an active Trust account or product in good standing as decided by us. To redeem, simply pay using your NTUC Link Credit Card, apply the $0.60 coupon within the FairPrice Group mobile app, and enjoy the FairPrice White Bread – Enriched for just S$0.60. Offer is valid while stocks last. 

³ Up to 21% of savings in Linkpoints is a promotional rate valid until 31 December 2025. This is subject to change. Please refer to our Key Facts Sheet for Trust Link Credit Card and NTUC Link Credit Card and Key Facts Sheet for Savings Account by Trust at Trust website for the latest information. 

• To earn monthly and quarterly bonus rates, a minimum monthly spend in a calendar month outside the FairPrice Group is required. Meet the relevant minimum monthly spend for a month to earn the monthly bonus rate, and for a quarter to earn a quarterly bonus rate. There are currently two quarterly bonus rates you can earn, each with their own minimum monthly spend. See Trust Bank's Key Facts Sheet for Trust Link Credit Card and NTUC Link Credit Card and Key Facts Sheet for Savings Account by Trust for details.
• A minimum monthly spend is the minimum Eligible Spend in a calendar month to earn monthly and quarterly bonus rates.
• SGD deposits are insured up to S$100k by SDIC.

⁴ FairPrice Group groceries refer to FairPrice, FairPrice Finest, FairPrice Xtra, FairPrice Xpress (excluding Esso outlets), FairPrice online, Warehouse Club, Unity, Cheers (excluding Esso outlets). The FairPrice member savings is applicable for all purchases at FPG groceries (excluding Cheers). T&Cs apply.

⁵ Illustration is based on rates which include promotional rates. Rates are subject to fulfilment of conditions such as minimum monthly spend. Promotional bonus rates are valid till 31 December 2025. Please see Trust Bank’s General Terms and Conditions for more information. 

⁶ Interest earned by month with Trust shown above is assuming customers have completed all of the following every month, for a year: 

(1) Make 5 qualifying card transactions of min. S$30 each on NTUC Link/Trust Link Card, and they must be posted within the month; and

(2) Maintain a minimum average daily balance (ADB) of S$100K for the month, and 

(3) Credit min. salary of S$1,500 in a single transaction through GIRO within the month

Trust Bank’s General Terms & Conditions apply, visit trustbank.sg for more information.